Help is available
The Office of Student Financial Aid at American Baptist College is here to assist you through this process by providing you with information about federal, state, and institutional loans, grants, scholarships, and work study programs. Our office encourages all current or prospective students to explore their financial options at American Baptist College. While it’s true that parents and/or students must assume the primary responsibility of financing a college education, for those, however, who are unable to meet the entire cost and who possess demonstrated need, we encourage them to apply for assistance through the Financial Aid Office. If you have any questions or concerns about financial aid, we encourage you to contact the Financial Aid Office located on the bottom floor of the Flakes Administration Building.
American Baptist College maintains an Office of Financial Aid to work with students who are in need of financial assistance in order to obtain a college education. This office remains committed to administer financial aid regardless of race, national origin or ancestry, age, sex, religion, handicap, color, marital status, or veteran status.
Sources of Financial Aid
An American Baptist College financial aid award may include Federal Pell Grants, Federal Supplemental Educational Opportunity Grants (SEOG), State Grants (Tennessee Student Assistance Award), Federal Direct Loans, Federal Work Study, and Federal Direct PLUS Loans. Detailed information on these financial aid programs may be found in the Student Guide, an annual publication of the U.S. Department of Education.
Financial assistance is primarily awarded according to the student’s needs. Packages are designed to maximize gift aid (grants and scholarships) to the student. Financial need not met by gift aid may be met with loan assistance at the student’s request. ABC endeavors to assist as many students as possible; therefore, full need will not be met with federal student aid for most students. NO student will receive need based financial aid in excess of financial need as defined by federal regulations.An appropriate standardized budget and each student’s resources are used to determine financial need with consideration given for unique circumstances. Where appropriate, parents are expected to be the primary resource for helping students to meet educational expenses. The student is also expected to contribute toward the cost of education. Financial assistance is used as a supplement to these resources.